For non-collision related damage to your vehicle, Comprehensive insurance coverage covers situations such as theft or fire, as well as striking an animal or a tree falling on your car in a storm.
What Is Comprehensive Coverage?
If your car is stolen or damaged by something other than a collision, comprehensive coverage can help pay for covered losses, such as:
- Theft
- Fire
- Vandalism
- Severe weather events (Windstorm, Hail, Flood)
- Animal impact
The maximum comprehensive coverage payout is the actual cash value of your vehicle minus the deductible amount you choose.
Comprehensive coverage limits and deductibles may vary and is generally required if you have a loan or lease on your vehicle.
Your representative can help you understand Pennsylvania state requirements and select the amount of liability coverage that’s right for you.
Types Of Car Insurance Coverage