Contractors insurance is coverage that can protect your business from devastating financial debts that can result from work-related accidents. It’s important to protect your livelihood with adequate coverages and limits that match your exposure in case your business is threatened.
Protect against things like lawsuits and other liabilities with contractors insurance with us. Our team of experts can work with your budget to help you secure customized commercial auto and business insurance policies.
Who needs it?
Contractors, subcontractors and independent tradesman should carry commercial insurance. It not only protects your business, but it’s often a requirement by many employers before you can start working for them. Common trades that need contractors insurance include:
- Heating & Air
- Floor Installation
- Pressure Washer
- And more!
It’s always good to have insurance in case of mishaps, even if you don’t contractually need coverage.
How much does it cost?
One of the most influential factors that affect your contractors’ insurance cost is the type of work that’s involved in your specific trade. For example, a roofing contractor is exposed to risks that an HVAC technician isn’t, and vice versa. Therefore, you could expect their rates to differ.
Other factors that affect the cost of contractors insurance are employees, coverage needs, vehicles, location and claims history.
Customizing a quote to match your specific business is the only way to know you’re getting an accurate rate and enough coverage. Start by calling us or requesting your quote online.
Requesting a quote is simple