Life Insurance…plain and simple.
Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you? At Walbeck Insurance we can help. Our dedicated team of life insurance professionals understand Pennsylvania’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.
Our Life Insurance Department offers many different types of life insurance. We take the time to completely explain what you are buying. We actively monitor the companies that we represent and only work companies that are financially sound.
When to choose term life insurance?
Most people that choose term life insurance have a strategy for long term net worth. For a period of their lives they need specific coverage to protect, debt, loved ones, and children. It might make sense for a homeowner with children to have a term life policy to cover the living needs and mortgage until their children are old enough to provide for themselves. That way the term would expire around the time your children would be moving out.
When to choose whole life?
A whole life policy can provide equity for loans with fixed payments that do not increase with time and can be used in the retirement years as cash assets.
Many people find themselves overwhelmed with so many options. Let one of our professionals put together the right life insurance quote for you. We have access to multiple A-rated carriers to find you the best coverage for the best price. Contact Walbeck Insurance today for more information and get a free quote!
More choices. . . more savings.