There are many reasons why you need to update your car insurance policy. You buy a new car, you move, you add a new driver to your policy, or your marital status changes to name a few. Updating your car insurance or shopping for a new car insurance policy is probably one of the last things you want to spend your time doing.
It can get confusing figuring out how much coverage you should have. Don’t worry, our agents are experts and we are here to help you. Here are some helpful tips to help you be prepared when you call or come to see us for your new car insurance policy that can help you save time and money.
Be Prepared When Shopping For Car Insurance
It can be easier than you think to get a car insurance quote. You can fill out our online insurance quote or give us a call. Make sure you have the following information before you get started:
- Year, make, model and VIN for each car
- Annual Mileage for each car
- Name, Driver’s License number, number of years licensed, occupation, and gender
- List of any safety features on the vehicle
- Information about any violations or accidents in the past three years
Get Credit Where Credit is Due
You want to make sure you are getting discounts that could be available to you. If you have certain safety features on your car or you have a security system installed on your car, you could be eligible for a discount on your car insurance policy.
Review Your Deductible
Get your quote in writing and check to make sure all of your information is listed correctly. Find out what is covered and what is not covered.
Figure out how much of a deductible you can afford in the event of a claim. Find out if you choose a higher deductible if your premium will be less. A simple increase from $200 to $500 could reduce your policy premium cost. But remember if the event of a claim you will have to pay more.
By following these simple tips you can be prepared, know how you could save money and make sure you’re getting the protection you need.
Give us a call at 724.479.9378 today for your free car insurance quote!