Car Safety Can Get You Discounts on Car Insurance

If you are thinking about purchasing or leasing a new or used car, it’s always a good rule of thumb to check to see how much it will cost to insure a particular vehicle. Typically, the more expensive cars are more costly to insure. By the same token, every vehicle has a safety rating that can affect the cost of your policy.

Certain Factory installed safety featured can many times qualify you for a premium discount. For example, anti-lock brakes, anti-theft systems, and air bags are the most common features that can qualify you for discounts on your car insurance policy. Daytime running lights are another feature that can sometimes qualify you for a discount, likewise automatic seat belts.

After-market installations of car alarms, anti-theft devices or automatic seat belts, may also qualify you for car safety discounts but always check with one of our insurance agents if you are uncertain.

A Vehicle Identification Number (VIN) window etching qualifies for a discount in some states. After-market window etching, in particular, tends to be fairly inexpensive and is occasionally offered through local police departments as part of local vehicle theft prevention initiatives. Check with your local police department to see if it is something they offer.

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